Advanced Learner Loans

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How you heard about the Advanced Learner Loan?

If you’re aged 19 or over and want to study A Levels, an Access to Higher Education Diploma, or a Level 3 to 6 Vocational Qualification, then you can apply for an Advanced Learner Loan to help with the costs of your course.  The Advanced Learner Loan is a government-funded loan to help learners. It’s easy to apply for, doesn’t take your household income into account and doesn’t involve a credit check.

Loans have to be paid back, but repayments are linked to what you earn and not how much you borrowed. Repayments don’t start until the April following the completion of your course and you won’t have to pay anything back until you earn more than £21,000 a year. Until then you don’t need to pay back anything, but you can make voluntary repayments at any time.

Bursary Fund

You may also be eligible for money from the Advanced Learning Loan Bursary Fund if you need help with your learning or living costs – eg childcare or accommodation expenses. You need to apply to your college or training provider directly for the Bursary Fund. You can apply as soon as you’ve received a letter confirming your Advanced Learning Loan. In most cases you don’t have to pay back money from the Bursary Fund.


  • Factsheet and FAQ About Advanced Learner Loans
  • Quick guide on how to apply

Access to Higher Education (HE)

Advanced Learning Loans are applicable to most Level 3 or Level 6 (none HE) courses, many students use them for Access to Higher Education courses.

Student Finance England will ‘write off’ any outstanding Advanced Learning Loans you owe for an Access to HE course once you complete a higher education course. This means you don’t have to repay it. The higher education course must be eligible for student finance.

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